Social Security
The following information is designed to help you file for your Social Security benefits correctly so that prompt payments may be made.
Eligibility
The deceased worker must have credit for work covered by Social Security, ranging from 1 1/2 to 10 years depending on his or her age at death.
Those who may receive monthly benefits are:
- A widow or widower age 60 (50 if disabled) or older or at any age if caring for an entitled child who is under 16 or disabled
- A divorced widow or widower age 60 (50 if disabled) or older if the marriage lasted 10 years or if caring for an entitled child who is under 16 or disabled
- Unmarried children up to 18 (19 if they are attending a primary or secondary school full-time)
- Children who were disabled before reaching 22, as long as they remained disabled
- Dependent parent or parents 62 or older
Applying for Benefits
You must apply in order to receive benefits. You may apply at any Social Security office or, if you wish, you may apply by telephone. Just dial the toll-free number 1.800.772.1213, and the operator will schedule an appointment for you or arrange for the local Social Security office to take your claim by telephone.
Lump-Sum Death Payment
You may be eligible to receive for a one-time death benefit of $255.
Contact Social Security
You may call Social Security toll-free, 365 days a year, 24 hours a day. The number to use is 1.800.772.1213. To speak with a representative, call between the hours of 7:00 a.m. and 7:00 p.m. on regular business days. At other times and on weekends and holidays, you may leave a message, and they will call you back, in most cases, the next business day. For more information, you may also visit their website at www.ssa.gov/.
You may use the toll-free number to make an appointment either in a Social Security office or telephone to apply for benefits, transact other Social Security business, or just ask questions.
Our staff will notify Social Security of the death when you are meeting with a funeral director and our Director of Aftercare can help you with the filing details for Social Security.